American Express (Amex) announced what it calls the most significant business product expansion in the company’s history, including several new and enhanced offerings, benefits and capabilities, many of which are designed to address the challenges facing mid-sized businesses. 

To meet the needs of those enterprises, according to the announcement, Amex will launch a new spend management and corporate card platform using technology acquired from Center, an expense management software company. (Amex acquired Center last year.) Together with Amex’s service and cards, said the announcement, this new platform will help alleviate key pain points for mid-sized businesses including simplifying back-office tasks and improving operations.

The new products and abilities include:

• American Express Graphite Business Cash Unlimited Card:  This is designed for business leaders who value simplicity but need flexible spend capacity to run their businesses.
• Corporate Cash Back Card: Beginning this fall, a new Corporate Cash Back Card will expand Amex’s card offerings for companies that need greater control and the ability to do more, all in one place.

• Expense management software: A new platform combines card and expense management in one place so businesses can simplify operations and automate time-consuming processes.
• Enhanced corporate onboarding experience: Starting this spring, companies can apply online to the corporate program in as little as 10 minutes. Applicants will be notified promptly if they’re approved so they can quickly onboard and begin requesting cards.
• More places to create and manage virtual cards:  Virtual cards are widely used by Amex corporate customers today, and in 2026, they will be able to create and manage virtual cards in even more proprietary and partner software, including Emburse and SAP Concur solutions. 

• $300 ChatGPT business credit on U.S. Business Platinum and U.S. Business Gold Cards: This spring, Amex will introduce what it says is the first-of-its-kind ChatGPT Business statement credit on a card, helping card members save time and increase productivity.
• Insights agent for corporate customers: The agent is designed to help Amex’s largest corporate customers create reports with deep insights and analysis into their spending, leveraging data across cards, expenses, accounts payable and more.
•  AI-powered expense app for corporate card members: A new Amex expense mobile app will help automate employee expenses. It will prompt employees to upload a photo of a receipt, review it to ensure the purchase was in-policy and submit the expense for approval.