Payhawk, a London-based finance and spend management platform, announced the launch of Link & Control, a solution that allows companies to link their bank-issued corporate cards to the platform and add real-time spend controls to the business credit cards they already use. This addition, said the announcement, comes as Payhawk doubles down on the US market with a rapidly growing New York office and leadership hires, including Dan Osburn as new general manager, US; and Catie O’Gara as vice president, sales, North America.
In a direct challenge to established players like Concur and Expensify and newer providers like Brex and Ramp, said the announcement, Payhawk’s Link & Control connects directly to major card networks and leverages their latest suite of business solutions. This allows for card transactions to be monitored and reconciled in real time, said the announcement, and — for the first time in the industry — to set configurable controls on linked, bank-issued cards, enabling proactive spend control.
US finance teams, said the announcement, get all the benefits of modern spend management without replacing their existing corporate cards, thus keeping the favorable credit lines, rewards and banking relationships they rely on. The new technology also allows businesses to consolidate all their card programs from banks or fintechs in one place, so they get an integrated experience and visibility across all card programs.
Hristo Borisov, CEO, Payhawk, said spend management hasn’t given finance a real choice: only switch your card or watch from the sidelines. Link & Control, he said, redefines the category by putting built-in controls on the cards companies already use and layering AI-powered automation across policy, approvals and reporting — no rip-and-replace, no lost credit lines, ready for 32-country scale.
Osburn said finance teams “need results, not a card migration.” With Link & Control, he said, teams turn on merchant blocks, limits and approval routes on their bank-issued cards, keep credit and rewards intact, and cut month-end cleanup with ERP-ready records — modern control live in days, not quarters. (ERP is enterprise resource planning.)
Link & Control is available in the US today, subject to issuer participation.
