Expensify, an expense, travel and corporate card provider, announced that it has expanded the reach of Expensify Card spend rules, which control corporate card spend before it happens. Available to businesses in 14 countries, said the announcement, the spend rules let admins decide exactly how, where and when each Expensify Card can be used, so only compliant transactions go through.

Unlike traditional corporate cards that rely on after-the-fact expense review, according to the announcement, the Expensify Card enforces policy at the point of purchase. Admins set the rules once, and the card handles the rest. Any rule pairs with the card limit that fits, whether one-time, monthly, or fixed.

According to the announcement, Expensify Card enables admins to:

• Lock a card to a subscription. Give each recurring SaaS tool its own virtual card, so a vendor can only ever charge what it should. If the card owner changes teams or leaves, the subscription keeps running, with no swapping cards and no missed payments.

• Cover a one-time purchase. Issue a virtual card for a single transaction like event registration or contractor payment, capped at an exact amount so it can’t be charged twice.
• Set a card to expire on a date. Tie a card to a trip, project or temporary assignment so it stops working the moment that ends.
• Limit a card to what someone actually buys. Let an office manager buy office supplies – but not electronics – by locking cards to a merchant or category.
• Keep international spend in check. Restrict a card to approved currencies to cut down on unexpected or unauthorized charges.

“Most corporate cards treat control as a report you read after the money is gone,” said Jason Mills, chief product officer at Expensify. “Spend rules flip that. You define exactly how each card can be used up front, and the Expensify Card enforces it at the point of sale, with no approvals to chase and no surprises to reconcile.”

The Expensify Card is live for businesses in the US, UK, Ireland, the Netherlands, Spain, Poland, Sweden, Denmark, Finland, Belgium, Luxembourg, Latvia, Lithuania and Gibraltar.